11 Fintech Internships for High School Students

If you are a high school student interested in fintech, an internship is a great way to explore this field. Fintech is changing the way people manage their finances through tools like mobile banking, digital payments, and financial apps. Fintech internships for high school students give you work experience, practical skills, and exposure to complex projects. You can work on projects in data analysis, financial tools, cybersecurity, and digital payments, building both technical and professional skills that strengthen your college and career profile.

Why should I participate in a fintech internship in high school?

A fintech internship helps you develop technical skills, such as coding and data analysis, as well as soft skills like teamwork and communication. It enhances your college applications by demonstrating initiative and gives you an opportunity to connect with mentors, understand fintech operations, and explore potential career paths. Fintech solutions affect how people save, spend, invest, and access financial services. As an intern, you’ll see how this technology can improve efficiency, inclusion, and security in everyday financial transactions.

To get started, here’s a list of 11 fintech internships for high school students offering valuable experience and strong learning opportunities.

1. FinTech and the Future Internship

Location: Virtual
Cost/Stipend: $4,049 for full-time students and $4,859 for young professionals 
Acceptance rate/cohort size: Moderately competitive
Dates: June 29 - July 10
Application Deadline: Rolling deadlines
Eligibility: High school students aged 15 - 18 years are eligible to apply.

The month-long online fintech internship introduces students to how technology is transforming modern finance in a practical and accessible way. During the program, you will analyze key fintech innovations and study their impact on banking, investments, and financial services. You work for four weekend sessions with 12 hours of live mentorship to research emerging trends and develop a paper on the future of fintech, with the opportunity to contribute to an academic publication. By the end of the internship, you will receive a certificate of achievement and a letter of recommendation, making it a strong option for students interested in finance, technology, and research.

2.  Ladder Internships

Location: Remote
Cost/Stipend: Varies according to program (financial aid available)
Acceptance rate/cohort size: Selective
Dates: Multiple cohorts per year (spring, summer, fall, winter)| summer cohort starts on June 2
Application Deadline: Varies depending on the cohort | priority admission on March 9 for the upcoming summer cohort
Eligibility: High school students, undergraduates, and gap year students who are committed to 8 - 12 weeks, devoting 10 - 20 hours/week

The Ladder Internship Program is a highly selective, fully remote internship designed to connect high school students, undergraduates, and gap year students to various internship opportunities at high-growth startups in various industries. This includes technology, AI/ML, health tech, marketing, journalism, and consulting. The program will help you gain real-world experience by working on impactful projects under the mentorship of startup managers and dedicated ladder coaches. It provides exposure to fast-paced, well-funded startups that have raised over $1 million in funding, allowing you to develop industry-relevant skills. The experience concludes in a final project presentation to company executives, allowing you to showcase your contributions. 

3. CLA High School Internship Program

Location: CliftonLarsonAllen offices around the U.S., including in the NYC area
Cost/Stipend: Paid
Acceptance rate/cohort size: Competitive
Dates: June - July
Application Deadline: Deadline varies
Eligibility: Students who are 16 - 18 years old

CLA’s high school internships give students the chance to work on real client projects in tax, audit, wealth management, and digital services. As an intern, you will collaborate with a team on interactive case studies, shadow experienced professionals, and participate in friendly peer competitions. The program also includes workshops and networking events, providing exposure to different roles and clients within the firm. Interns receive one-on-one mentorship and career guidance while developing valuable business skills such as teamwork, critical thinking, and professional communication. This hands-on experience helps students understand the world of professional services and prepares them for future careers in finance and business.

4. Fiserv Future Techies High School Program

Location: Virtual
Cost/Stipend: No cost
Acceptance rate/cohort size: No publicly listed acceptance rate
Dates: October - May
Application Deadline: December 14
Eligibility: Open to high school students 

The Fiserv Future Techies High School Program is a free, virtual program that allows students to dive into technology and financial innovation. You will explore emerging fields such as artificial intelligence, cybersecurity, and app development, while learning how these technologies power fintech. You can work independently or in a team to develop a real-world fintech project, supported by mentor-led webinars and expert industry advice. By participating in this program, you gain hands-on experience, practical skills, professional mentorship, and an opportunity to showcase your project in the Virtual National Pitch Competition, helping you build a strong foundation for your future in STEM and financial technology.

5. Foundations of FinTech – Columbia University Pre‑College Program

Location: Virtual
Cost/Stipend: No cost
Acceptance rate/cohort size: Competitive
Dates: July 6 - 17
Application Deadline: April 2
Eligibility: High school students 

The Foundations of FinTech program at Columbia University Pre‑College is an online summer course that introduces high school students to the world of financial technology. In this program, you will explore how technology is transforming modern finance through mobile payments, trading algorithms, blockchain, cryptocurrencies, robo-advisors, and artificial intelligence in finance. You engage with real-world case studies and simulations, develop analytical and communication skills, and gain practical insights into designing and evaluating fintech solutions. By participating in this program, you build a strong foundation in fintech concepts, connect with peers, and prepare for future opportunities in finance, technology, and entrepreneurship.

6. Bank of America Student Leaders Program

Location: Local nonprofit organizations plus Washington, D.C. (Summit)
Cost/Stipend: Fully paid; includes stipend and all travel expenses
Acceptance rate/cohort size: Very competitive
Dates: 8-week program, including the Student Leaders Summit, July 21 - 26
Application Deadline: January 15
Eligibility: U.S. high school juniors and seniors legally authorized to work | must reside in an eligible location and be available for the full 8 weeks.

The Bank of America Student Leaders Program is a competitive, paid summer opportunity for high school students passionate about leadership and community impact. The program places you with local nonprofit organizations, where you work on projects that support community development and financial empowerment. Through this experience, you gain practical exposure to topics such as community finance, social responsibility, and teamwork while strengthening leadership and communication skills. The program concludes with an invitation to an all-expenses-paid student leaders summit in Washington, D.C, where students join peers from across the country for leadership workshops, discussions on economic mobility, and direct engagement with national policymakers. This program is well-suited for students interested in finance, social change, and building leadership experience early on in their careers.

7. 1435 Capital Management LLC – Venture Analyst Internship

Location: Princeton, New Jersey (hybrid)
Cost/Stipend: Paid (amount unspecified)
Acceptance rate/cohort size: Very competitive
Dates: To be announced (10 weeks in the summer)
Application Deadline: First week of April
Eligibility: Rising juniors or seniors (16+ years old) | must be able to commute to Princeton, NJ 

The Venture Analyst Internship at 1435 Capital Management LLC is a selective summer program for high school students interested in venture capital, finance, and entrepreneurship. In this program, you’ll work with real startups and investment projects, helping the team analyze opportunities, research markets, source potential deals, and track portfolio companies using financial data and basic technology tools. You’ll also support day-to-day operations and contribute to real-world projects, giving you a clear understanding of how investment decisions are executed. The internship runs for 10 weeks during the summer, follows a hybrid format, and requires some in-person work in Princeton, New Jersey, making it a valuable opportunity to gain hands-on experience and insight into the venture capital industry.

8. Fidelity Investments – Summer Internship

Location: Various Fidelity locations such as Boston, Merrimack, Westlake, Durham
Cost/Stipend: Paid
Acceptance rate/cohort size: Very competitive
Dates: 5 weeks (June - August)
Application Deadline: To be announced
Eligibility: High school students

The Fidelity Career Discovery Programs are designed to help high school students explore careers in finance and business, while gaining exposure to how technology supports financial services. Through initiatives such as Boundless, you can participate in career exploration events, job-shadowing opportunities, and short-term summer internships that introduce you to different roles within Fidelity. While the program is not tech-focused, you’ll learn how digital tools, data, and online platforms are used in day-to-day financial work. Overall, the program helps you build professional skills, understand career options, and prepare you for future studies in finance, business, or related fields.

9. Pathways: Junior Fellows Program – OneAmerica Financial

Location: OneAmerica Financial headquarters, Indianapolis, Indiana
Cost/Stipend: Fully paid; fellows receive a full-time, paid summer job
Acceptance rate/cohort size: Not mentioned
Dates: Five - week summer program; typically mid-June to mid-July
Application Deadline: Applications typically close in January
Eligibility: High school students and recent graduates from Indianapolis and surrounding communities

The Junior Fellows Program at OneAmerica Financial is a paid, full-time summer program that gives students an introduction to the financial services industry through the company’s Pathways initiative. As a junior fellow, you will work with teams in areas such as investment management, client relations, and business operations, developing skills in accountability, professional communication, and financial literacy. You will also be supported by mentors, participate in leadership development workshops, and attend networking sessions with experienced financial professionals, helping you build a solid foundation for future careers in finance.

10. Headquarters Student Internship Program – U.S. Treasury

Location: U.S. Department of the Treasury, Washington, D.C.
Cost/Stipend: Unpaid
Acceptance rate/cohort size: Selective
Dates: Spring (January - May) | summer (May - August) | fall (September - December)
Application Deadline: October for spring, December for summer, and June for fall internships
Eligibility: High school students in the U.S. enrolled at an accredited institution

The U.S. Treasury Headquarters Student Internship Program offers hands-on experience in public service and government finance. During this internship, you will collect, analyze, and present policy data, as well as research and report on congressional hearings, meetings, and conferences. You can work in offices such as Domestic Finance, Tax Policy, and Economic Policy, where you’ll gain insight into federal taxation, economic policy, and public finance. This program also helps you develop important skills in research, analysis, organization, and professional communication, giving you a strong foundation if you want to pursue a career in government, finance, or public policy.

11. High School Internship Program – BSD Education x Young Founders School

Location: Remote, with global partner companies
Cost/Stipend: Paid (stipend varies by host company)
Acceptance rate/cohort size: Moderately selective
Dates: 4 - 6 weeks; multiple cohorts year-round
Application Deadline: Rolling admissions
Eligibility: Open to all high school students (aged 14 - 18 years)

The BSD Education × Young Founders School High School Internship Program gives you a flexible, paid work-and-learn experience to help you gain professional exposure early in your career. You will work on projects with top startups and global companies across fields such as finance, business, healthcare, and technology. Before starting your placement, you’ll complete online preparatory courses, making sure you’re ready to contribute from day one. During the internship, you will receive mentorship from professionals, attend skill-building workshops, and conclude the program by giving a final presentation that showcases the work contributions you’ve made.

Image source - HEC Paris! logo

Dhruva Bhat

Dhruva Bhat is one of the co-founders of Ladder, and a Harvard College graduate. Dhruva founded Ladder Internships as a DPhil candidate and Rhodes Scholar at Oxford University, with a vision to bridge the gap between ambitious students and real-world startup experiences.

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