15 Finance Internships in Massachusetts for High School Students
If you’re interested in finance, business, economics, accounting, or even fintech, doing an internship in high school will allow you to explore the field before college. Finance internships give you hands-on experience that can strengthen your resume, improve your college applications, and help you build practical skills early on. You might get to learn how to analyze market trends, work with spreadsheets and budgeting tools, research companies, or understand how businesses make financial decisions. You’ll also meet professionals, interact with mentors, and learn what working in finance actually looks like.
If you want to see what other finance internships are available, find a list of summer-specific internships here & paid internships here.
Why should you do a finance internship in high school?
Massachusetts has plenty of finance-related opportunities for high school students, especially in cities like Boston and Cambridge, where many universities, startups, financial firms, and research organizations are located. These internships can introduce you to areas like investing, business strategy, economics, accounting, entrepreneurship, and financial analysis. In some programs, you may work on research projects, learn basic financial modeling, study market trends, or help with budgeting and business planning. Others focus more on career exploration and mentorship, which will help you understand different paths within finance and business.
Here are 15 finance Internships in Massachusetts for high school students.
Key takeaways
This list gathers 15 finance-related opportunities for Massachusetts high schoolers, spanning federal and state government offices, major financial firms, and general youth employment programs, with standout hosts including the Federal Reserve Bank of Boston, Fidelity, and Morgan Stanley.
Most of these are paid, with stipends and hourly rates ranging from around $15 to $18 per hour, while a couple of the more academic university-affiliated programs are unpaid or charge a program fee instead.
A number of these are broader youth employment or career-exploration programs where a finance-focused placement is one option among several rather than guaranteed, so it's worth confirming whether a specific finance placement is available before applying if that's your main goal.
Most of these are based in and around Boston, Cambridge, and Somerville, while Ladder remains the only fully virtual, location-independent option on the list.
A couple of the earliest deadlines fall in January and March for two of the most established finance-focused programs, so it's worth starting applications well before spring.
1. Federal Reserve Bank of Boston's Today's Interns, Tomorrow's Professionals (TIP) Internship Program
Location: Both virtual and in-person options are available across Boston, MA
Stipend: Paid
Acceptance rate/cohort size: Varies based on available openings
Dates: 8–10 weeks between June and August
Application Deadline: Varies based on available openings
Eligibility: High school students in Boston Public Schools who have completed their sophomore year
The Today’s Interns, Tomorrow’s Professionals program at the Federal Reserve Bank of Boston is a paid internship for Boston Public Schools students who have completed their sophomore year. You’ll participate in a summer experience that includes job coaching, workshops, and practical work in areas like finance, accounting, economic research, community development, data management, technology, and human resources. Based on performance, interest, and available openings, some students are selected to continue in a year-round internship for up to three years. In partnership with the Boston Private Industry Council, the program supports students from underrepresented communities through mentorship, professional training, and skill-building in areas such as problem-solving and conflict resolution, preparing them for long-term employment and financial stability.
2. Ladder Internship Program – Finance Track
Location: Virtual
Cost: Varies depending on the program; financial aid is available
Acceptance rate/cohort size: Around 19%; the exact percentage varies by internship and cohort
Dates: Programs run year-round in 8–12-week sessions during spring, summer, fall, and winter
Application Deadline: Deadlines vary by cohort; Spring (January), Summer (May), Fall (September), and Winter (November)
Eligibility: High school students, undergraduates, or gap year students who can work 10–20 hours a week for 8–12 weeks
Ladder Internships is a remote program founded by Harvard graduates that connects students with nonprofits and startups worldwide, including companies backed by Y Combinator or led by professionals from McKinsey & Company, Google, and Microsoft. You can pick from areas like finance, fintech, consulting, software engineering, AI, health tech, journalism, and environmental science. If you’re matched with a finance-related company, you may get to build financial models, track expenses and growth projections, and conduct market sizing, competitor analysis, and investment research. You’ll work on real projects and present your work at the end. You’ll also join group sessions, build communication and time management skills, and receive support from a Ladder coach and site manager. You can check the application form early to see which internships are available.
3. futureBOS: Find Youth Jobs in Boston
Location: Various organizations across Boston, MA
Stipend: Paid
Acceptance rate/cohort size: Competitive
Dates: Year-round opportunities are available
Application Deadline: Varies depending on the specific opportunity
Eligibility: Youth aged 14–24 who live in Boston and are legally authorized to work in the U.S.
The futureBOS youth employment initiative connects you with paid jobs at local businesses, nonprofits, and city agencies in Boston. You can explore roles across many industries and build workplace and career skills by attending onboarding workshops, getting access to multilingual resources, and receiving help from the Office of Youth Employment and Opportunity. You should apply to at least three jobs and complete the work permit and onboarding requirements before starting. The program will also introduce you to financial concepts such as budgeting, saving, payroll, banking, and workplace operations. Past finance-related placements have included organizations like Artists For Humanity, Bank On Boston, and administrative departments within the City of Boston. You can work in areas like accounting, budget tracking, data management, vendor documentation, and financial literacy outreach.
4. CLA High School Internship Program
Location: Locations are offered across the U.S., including Boston, MA, and may vary each year | Check the official website and social media before applying
Acceptance rate/cohort size: Highly selective
Dates: June 15 – July 16
Application Deadline: March – April
Eligibility: High school students who are 16–18 years old and are authorized to work in the U.S. without a work visa
The CLA High School Internship is a four-week program where you can explore areas like business, accounting, and professional services at CLA offices. You’ll work on real projects, get guidance from professionals, and learn how firms handle client interactions, business problems, and workplace culture. The program includes case studies, group projects, and shadowing opportunities that help you build analytical and problem-solving skills. You’ll also receive training in accounting, auditing, corporate finance, business consulting, corporate financial management, and wealth management. Although the internship focuses heavily on public accounting, especially audit and tax, it also introduces you to broader areas of corporate finance and consulting through a multi-service business experience.
5. City of Somerville Mayor’s Jobs Programs
Location: Various City of Somerville departments, private businesses, non-municipal organizations, and non-profits across Somerville, MA
Stipend: Students earn the living wage in the Summer Jobs Program and $18.28 per hour in the School Year Jobs Program
Acceptance rate/cohort size: Competitive
Dates: Most positions run from July 6 to August 14 (Summer Jobs Program; 6 weeks) | Late January – May (School Year Jobs Program)
Application Deadline: April 30
Eligibility: High school students aged 14–18 who live in Somerville and are legally eligible to work in the U.S.
The Mayor’s Summer Jobs Program for Somerville is a six-week career readiness experience for high school students. You’ll work up to 20 hours per week exploring careers and building workplace and interpersonal skills. The School Year Jobs Program continues with a mix of group workshops and department-based work, including two hours of job-readiness training each week and six hours of work in city departments. Placements span more than 20 City of Somerville departments, such as Public Works, Schools, Police, Fire, Public Library, and social justice offices, as well as some roles in nonprofits and private businesses. Students are often placed in City departments in administrative roles such as finance and treasury offices or in areas like Public Works. You can also take part in financial literacy workshops to learn about paychecks, budgeting, municipal budgeting, expense tracking, and administrative financial tasks such as data entry and resource distribution support for city programs and services.
6. Massachusetts Life Sciences Center’s High School Apprenticeship Challenge
Location: Various companies and research institutions across Massachusetts
Stipend: Around $17 per hour
Acceptance rate/cohort size: Selective; companies can hire up to two interns, and research institutions can hire a maximum of 35 interns each program year
Dates: Part-time or full-time internships (6–8 weeks) take place between May 1 and April 30
Application Deadline: Rolling admissions
Eligibility: Students aged 16 and older attending vocational-technical schools, public or charter schools in Gateway Cities, schools with at least 25% low-income students, tuition-free private schools serving underrepresented students, or homeschool programs | METCO Program students and recent high school graduates from the past two years who are not attending college are also eligible
The Massachusetts Life Sciences Center High School Apprenticeship Challenge is a statewide internship program for underrepresented and low-income students in Massachusetts. Although focused on life sciences and biotechnology, many internships include budgeting, data handling, reporting, and analytical work that can help you build finance-related skills. Some districts also offer pre-internship lab and professional skills training through partners such as the BioBuilder Educational Foundation. After you apply through a central platform, host organizations will choose interns based on their requirements and receive wage reimbursement from MLSC. Internship placements at startups and small businesses can give you an introduction to corporate cash flow, laboratory budgets, grant wage tracking, and the financial aspects of biotechnology development, clinical trials, and equipment costs.
7. Emma Bowen Foundation Internship
Location: Multiple locations across the U.S., including Massachusetts
Stipend: Not specified
Acceptance rate/cohort size: Around 150 students
Dates: Minimum 8 weeks during the summer, starting in May or June; the exact dates are set by the partner company
Application Deadline: September – Early January
Eligibility: High school seniors with a GPA of at least 3.0 who will be 18 or older before the internship begins, plan to attend a four-year accredited college in the U.S., and are U.S. citizens or permanent residents
The Emma Bowen Foundation Internship Program helps high school seniors explore careers in media, technology, and business through placements at companies like Bloomberg, Hearst Television, Comcast NBCUniversal, and Warner Bros. Discovery. In business-focused roles, you might work in finance, accounting, sales, marketing, financial planning, or strategy, and build analytical and problem-solving skills. You might manage budgets, handle spreadsheets, track programming revenue, process financial data, and help with cost analysis for media projects. The program also includes a summer conference, workshops, mentoring, interview preparation, networking sessions, and career support through the Launch Program. It also gives insight into how major companies operate and grow.
8. Massachusetts State Treasury Summer Internship Program
Location: Office of the Treasurer & Receiver General of Massachusetts, Boston, MA
Stipend: Varies depending on the opportunity
Acceptance rate/cohort size: Highly competitive
Dates: 10 weeks during the summer (June – August); occasional opportunities are available in the fall and spring semesters
Application Deadline: Varies depending on the opportunity
Eligibility: Current high school, undergraduate, or graduate students enrolled in a Massachusetts school, or who are Massachusetts residents
The Office of the Treasurer & Receiver General of Massachusetts offers part-time and full-time internship opportunities to high school students during the summer, fall, and spring across various departments. You need to apply through posted openings on the website and submit a resume and cover letter, and sometimes a recommendation letter and writing sample, after carefully reviewing role descriptions. Internships provide hands-on exposure to public service, business, finance, economic empowerment, and government financial operations. In finance-focused placements, you may work in areas such as debt management, where state borrowing is structured through bonds and notes. This will help you learn how revenue, cash flow, and debt payments are handled. The program also introduces auditing, financial disclosure compliance, and preparation of investor documents.
9. Suffolk University’s Summer Entrepreneurship Program — Becoming Entrepreneurial: Toolkits, Mindset, and Thought Processes
Location: Suffolk University, Boston, MA
Cost/Stipend: Free | Unpaid
Acceptance rate/cohort size: Limited spots are available
Dates: July 7 – 24
Application Deadline: March 13
Eligibility: Rising high school seniors from the metro Boston area with a GPA of 2.7 or higher | Rising juniors may also be considered if space is available
Suffolk University Summer Programs offers a three-week Entrepreneurship Program for rising high school seniors to learn how entrepreneurs launch businesses and create value. You’ll attend classes, visit entrepreneurial organizations in Boston, and have an opportunity to interact with business executives, investors, venture capitalists, and entrepreneurs. The program will also introduce you to financial concepts such as financial projections, revenue models, cost estimates, startup funding, and business value creation. You’ll work on a team project to develop and pitch a business idea to judges, peers, and families. You’ll also get to explore campus resources, learn about the college application process, and earn three Suffolk University credits.
10. DPR Construction’s Build Up Internship in Construction Management
Location: Various active construction sites across the U.S., including Somerville and Boston, MA
Stipend: Interns receive hourly pay each week and transportation stipends
Acceptance rate/cohort size: Not specified
Dates: 8 weeks during the summer; exact dates depend on the placement
Application Deadline: April 15
Eligibility: Rising high school juniors, seniors, and recent graduates from families earning below the HUD median family income for their area who are legally authorized to work in the U.S.
DPR Construction offers the Build Up Internship in Construction Management, an eight-week program where you’ll work 35–40 hours a week on active commercial projects. You’ll learn how projects are planned, scheduled, managed, and budgeted, and you'll work on site planning, subcontractor coordination, quality checks, scheduling, document control, and safety training. You’ll also work with mentors in engineering, architecture, and construction. In finance-based roles, you might get to monitor labor, equipment, and material costs against project budgets and see how delays or resource limits can affect company profits and financial risk. You might also learn about applied corporate finance, project budgeting, cost controls, and financial forecasting. Participating in daily tasks and a final capstone presentation will help you build your communication and project management skills.
11. Freedom House Summer Learning Institute (SLI)
Location: Dorchester, MA
Cost: Free
Acceptance rate/cohort size: Limited cohort size
Dates: July 7 – August 21; student orientation is on July 1
Application Deadline: May 29
Eligibility: Students aged 14–18 who attend Boston Public Schools or live in Boston
The Summer Learning Institute helps Boston Public Schools high school students through academic, career, and personal development programs. In partnership with Freedom House and local organizations, you can take part in community-based job placements that provide real workplace experience and help you build financial management skills through earning and managing income. The program also offers dual-enrollment courses through Franklin Cummings Tech and Roxbury Community College, allowing you to earn college credit in subjects such as business, economics, and math. Workshops focus on budgeting, saving, financial aid planning, communication, teamwork, leadership, decision-making, and career readiness, as well as connecting classroom learning to future education and work opportunities.
12. Fidelity’s Career Discovery Programs — Boundless High School Opportunities
Location: Multiple locations, including Boston, MA
Stipend: Paid
Acceptance rate/cohort size: Selective
Dates: The internship runs for 5 weeks between June and August
Application Deadline: Typically March
Eligibility: High school juniors and seniors | The job shadow program and the career discovery summit are open to female high school students
Fidelity’s Career Discovery Programs offer several options for high school students, including a five-week internship, a job shadowing experience, and a career discovery summit. The internship introduces you to various career paths at Fidelity, while the job shadow program allows you to observe a Fidelity associate's daily work. The career discovery summit will highlight opportunities across the company and the broader financial services field. You'll also gain mentoring, workplace exposure, and professional awareness that can carry into future careers in finance, business, and consulting. Any of these programs can help you explore financial services, learn about different business roles, and understand how financial organizations operate.
13. Mayor’s Summer Youth Employment Program (MSYEP)
Location: Various public sector and nonprofit organizations across Cambridge, MA
Stipend: $15 per hour
Acceptance rate/cohort size: Competitive
Dates: July 6 – August 14
Application Deadline: May 8
Eligibility: Cambridge residents who are at least 14 by the program start, remain eligible through the summer after high school graduation, and are legally allowed to work in the U.S. | Priority is given to students from low-income families
The MSYEP program gives Cambridge high school students their first paid work experience through six-week summer placements in public sector or nonprofit roles in Cambridge and nearby communities. You’ll work 20 hours per week and might be placed at Summer Work and Learning sites that offer extra resources, financial literacy training, college tours, job-readiness workshops, and other enrichment activities. Work options include office and library support, STEM, media and web production, arts, childcare, senior services, peer leadership, landscaping, fitness, and academic programs. You can choose based on your interests and the available openings. In administrative, municipal, or nonprofit roles, you'll see how budgets, expenses, and funding allocations are managed. You can also work at financial institutions, credit unions, or corporate offices to learn about the available careers in banking, accounting, and risk management.
14. Morgan Stanley JumpStart Scholars
Location: Virtual
Stipend: Paid (amount not specified)
Acceptance rate/cohort size: Highly selective
Dates: November – April
Application Deadline: Applications typically open in August and close in September
Eligibility: High school seniors
Morgan Stanley offers the JumpStart Scholars in Finance program, a five-month virtual experience that teaches you about finance, investment banking, and accounting. The program includes workshops, networking events, and job shadowing sessions that explain how financial firms and businesses operate. Every other week, employees lead sessions on finance basics, wealth building, entrepreneurship, financial literacy, emotional intelligence, leadership, career development, and firm operations. You’ll also interact with analysts, associates, and executives to better understand advisory work and the financial industry. The program ends with a team-based capstone project in which you’ll analyze a real client case and present a solution.
15. The Education Cooperative’s (TEC) Internship Certificate Program
Location: Various local businesses, organizations, and public sector offices in the Boston Metrowest area, MA
Cost/Stipend: $850 for students attending schools in TEC districts and $950 for those in Non-TEC districts | Unpaid
Acceptance rate/cohort size: Selective
Dates: Both summer and academic-year internships are available
Application Deadline: Mid-January – April (summer internships) | Academic-year applications are accepted on a rolling basis and must be submitted at least eight weeks before the preferred start date
Eligibility: Students who have completed at least two years of high school
The Education Cooperative Internship Certificate Program helps high school juniors, seniors, and college students in the Boston Metrowest area explore careers through customized internships with local businesses, organizations, and public offices. You’ll work with a placement coordinator on resume building, interviews, career assessments, and reflective journaling, as well as complete at least 60 internship hours and six journal assignments. Depending on your placement, you might help with budgeting, project coordination, data management, research, and administrative tasks. If you’re interested in finance, banking, or accounting, you can request related placements and get an opportunity to work with mentors in financial divisions. This will help you gain experience in spreadsheets, financial organization, and workplace operations. You’ll work for about 12–15 hours a week for four weeks or more.
Questions students often ask about these internships
1. Do I need finance coursework already to apply to these internships?
No, most of these are designed to introduce financial concepts from the ground up, so no prior coursework is expected. A genuine interest in business or finance matters more than specialized knowledge at this stage.
2. A few of these programs are general youth employment opportunities rather than finance-specific roles. How do I know if I'll actually work in finance?
Check each program's placement process closely, since a few let you request a finance-related placement rather than guaranteeing one automatically. If a finance-specific role matters most to you, prioritize the programs directly run by financial institutions like the Fed or Fidelity.
3. Do I need to live in a specific Massachusetts city to apply to these internships?
A few of these are restricted to residents of one particular city, like Boston, Cambridge, or Somerville, so check the eligibility section closely. Others, including the state-level and university-run programs, are open more broadly across Massachusetts.