Updated October 2026
TL;DR
This list covers finance, business, and financial literacy internships for high school students in Massachusetts, plus a couple of remote or mostly remote options. Placements range from city agencies and the state treasury to financial firms, and some programs add personal finance or tax preparation training. Ladder Internships offers 8-week remote startup internships where high school students complete a real-world project with a company coach.
How does a town pay for a new high school or a repaired water system before it has collected the money? Often, states, cities, and school districts borrow by issuing municipal bonds, which help finance public projects such as schools, highways, and water systems. Finance is about how people, businesses, and governments decide when to save, borrow, spend, and invest, and those choices shape the streets and classrooms around you. Working in a bank, an accounting firm, a government office, or a startup lets you see those decisions up close and find out which side of money management interests you most.
We chose these programs for their connection to finance, business, or financial literacy, their availability to Massachusetts students in person or online, and eligibility details that include high school students.
If you're also curious about science and engineering, these STEM internships for high school students in Massachusetts cover options across the state. For more ways into business and money careers, check out these business internships for high school students in Boston and these summer finance internships for high school students.
Why should you do a finance internship?
A finance internship lets you watch how organizations plan budgets, manage risk, and decide where money should go. Seeing that work firsthand can help you find out whether you enjoy numbers and planning before you commit to a college major. If you'd like to try finance with a startup from home, Ladder Internships offers remote, project-based internships for high school students.
What skills can you pick up in finance internships?
Finance roles teach you to read financial information, organize figures in spreadsheets, and check numbers carefully before anyone relies on them. You also practice explaining what the numbers mean to people without a finance background, which matters whenever a budget or investment decision involves a team. Those same habits help you track your own earnings and plan your savings.
How do you choose the right option?
Consider several factors before applying, including your grade level, location, academic background, schedule, and budget. Also check requirements related to citizenship, residency, coursework, or GPA, as these can vary significantly!
|
Program type |
Top programs |
Cost / Stipend |
Best For |
|
Virtual Programs |
Ladder Internship Program – Finance Track, Focus Technology Solutions / Chris Caprio Finance Internship (mostly remote, with some in-office training in Boston) |
Cost |
Students who want to explore finance from home through project work with a startup or under a company CFO |
|
Financial Services and Central Banking |
Federal Reserve Bank of Boston's TIP Internship Program, CLA High School Internship Program, State Street – PIC Internship, Fidelity's Boundless High School Opportunities |
Cost |
Students drawn to banking, investing, or accounting who want to see how a major financial institution works day to day |
|
Business Career Exploration |
Emma Bowen Foundation Internship, The Education Cooperative's (TEC) Internship Certificate Program |
Cost |
Students curious about business careers beyond traditional finance who want mentored time in a professional workplace |
|
Government and Public Finance |
Massachusetts State Treasury Summer Internship Program, futureBOS: Find Youth Jobs in Boston, City of Somerville Mayor's Jobs Programs |
Cost |
Students interested in public service and how government handles money, from state economic programs to tax preparation |
|
Community Jobs With Financial Literacy Training |
Action for Boston Community Development – SummerWorks, John Hancock MLK Scholars Program, Mayor's Summer Youth Employment Program (MSYEP), Cambridge Youth Programs – Money Talks (Financial Literacy) Teen Internship |
Cost |
First-time workers who want a paycheck, a role in their local community, and a solid start on managing their own money |
1. Federal Reserve Bank of Boston's Today's Interns, Tomorrow's Professionals (TIP) Internship Program
Location: Boston, Massachusetts
Stipend: Paid, amount not disclosed
Acceptance rate/cohort size: Highly selective; approximately 20–30 interns
Dates: Early Engagement program begins in March, followed by a summer internship; can extend year-round for up to three years (junior year–first post-secondary year)
Application Deadline: Late winter of sophomore year, through Boston PIC
Eligibility: Boston Public Schools students who have completed sophomore year; income-eligible
You work in a paid job in one of the Federal Reserve Bank of Boston's departments, with job coaching and skill-building workshops on topics such as personal finance, professional writing, and Office 365. The program can turn into a year-round internship lasting up to three years, from junior year of high school through your first year of post-secondary education. Financial management training starts with your first paycheck, plus daily experience inside a central bank's workplace.
Who is it best for: Students who want a paid, multi-year first job inside a Federal Reserve Bank while building personal finance knowledge and professional workplace skills.
2. Ladder Internship Program – Finance Track
Location: Virtual
Cost: Varies depending on the program; financial aid is available
Acceptance rate/cohort size: Around 19%; the exact percentage varies by internship and cohort
Dates: Programs run year-round in 8–week sessions during spring, summer, fall, and winter
Application Deadline: Deadlines vary by cohort; Spring (January), Summer (May), Fall (September), and Winter (November)
Eligibility: High school students, undergraduates, or gap year students who can work 5–10 hours a week for 8 weeks
If you’re matched with a finance-related company, you may get to build financial models, track expenses and growth projections, and conduct market sizing, competitor analysis, and investment research. You’ll work on real projects and present your work at the end. You’ll also join group sessions, build communication and time management skills, and receive support from a Ladder coach and site manager. You can check the application form early to see which internships are available.
Who is it best for: Students who want to explore finance or fintech through a remote, project-based startup internship, such as building a go-to-market strategy for a personal finance app.
3. futureBOS: Find Youth Jobs in Boston
Location: Boston, MA
Stipend: City SuccessLink jobs: $15/hour (ages 14–18), $20/hour (ages 19–24); professional-development opportunities pay stipends
Acceptance rate/cohort size: Selective; typically, large cohorts
Dates: Summer: June 23 – August 29; school year: October–April
Application Deadline: Rolling basis
Eligibility: Ages 14–24 (youth roles 14–18; leader roles 19–24); most opportunities limited to full-time Boston residents; at least 14 by job start with grade 6 completed; legally permitted to work in the U.S.; Massachusetts work permit if under 18; proof of school enrollment and Boston residency for City jobs; some pilots limited to ages 15–18 or 16–18
You use futureBOS to browse and apply to paid youth jobs and stipended career-readiness programs from nine partner programs, including City SuccessLink jobs, Boston PIC, ABCD SummerWorks and John Hancock's MLK Scholars. A school-year Youth Tax Preparation Pilot lets you complete IRS Basic Tax Preparer Certification training while learning the fundamentals of filing personal income taxes. Other placements are with City agencies, nonprofits, and employer partners.
Who is it best for: Students who want a paid, part-time first job in Boston and are curious about personal finance, including hands-on tax preparation experience.
4. CLA High School Internship Program
Location: Quincy, MA
Stipend: $20 per hour; varies by office
Acceptance rate/cohort size: About 14% estimated acceptance; ~80 interns
Dates: June 15 – July 16
Application Deadline: Typically, March
Eligibility: Age 16+ at internship start; current high school junior or senior; attend all four weeks in person; reliable transportation; U.S. work authorization without an employment-based visa; working papers if under 18; Microsoft Office proficiency
You learn how the accounting and professional services industry supports businesses and families by working through an interactive case study across a range of clients and industries, shadowing CLA professionals at different levels, and joining team projects and community impact activities. The program is a paid, four-week, in-person internship, and 2024 interns gained exposure to accounting, tax, wealth management, digital, and consulting services. It can help you build a practical understanding of finance-related professional careers, along with communication and teamwork skills.
Who is it best for: Students curious about accounting, tax, or wealth management who want a short, paid look at how a large professional services firm serves its clients.
5. City of Somerville Mayor’s Jobs Programs
Location: Somerville, MA
Stipend: Summer: $18.85 per hour; School Year: $18.28 per hour
Acceptance rate/cohort size: Selective; about 200 interns
Dates: Summer: July 6 – August 14; School Year: late January – May
Application Deadline: Summer: April 30; School Year: Not specified
Eligibility: Summer: age 14 by May 4 through the summer after high school graduation; Somerville resident or Somerville-school student; eligible to work in the U.S.; School Year: Somerville resident enrolled in high school; at least 14; eligible to work in the U.S.
You work paid placements of up to 20 hours a week across more than 20 Somerville city departments, such as Parks and Recreation, Public Works, Police and Fire, and the Public Library, as well as select nonprofits and businesses. The School Year Jobs Program runs from late January to May and combines six hours of department work each week with job-readiness and professional development workshops every two weeks. No finance-specific placements are published, but the free pre-program workshop series included a financial literacy session alongside resume and interview workshops.
Who is it best for: Students who want paid, hands-on work experience in local government and community organizations and an introduction to personal financial literacy.
6. State Street – PIC Internship
Location: Boston, MA
Stipend: $15–$18 per hour, varying by employer
Acceptance rate/cohort size: Competitive; ~10 interns
Dates: July–August; 6–7 weeks
Application Deadline: Not specified; applications are submitted through the Boston PIC
Eligibility: Boston Public Schools student in grades 9–12; at least 16 years old by July 1; authorized to work in the United States
PIC career specialists help you with recruitment, interview preparation, and onboarding. In a recent program, State Street was one of the PIC's anchor partners, which are employers that hired 10 or more Boston Public Schools students. The PIC's financial services placements, including State Street and other firms, cover areas such as investment management, information technology, and communications and marketing.
Who is it best for: Students who want paid, hands-on experience inside a major financial services company and to start building a resume for a future finance career.
7. Emma Bowen Foundation Internship
Location: Partner company sites nationwide; Massachusetts placements not officially confirmed
Stipend: Paid, amount not disclosed
Acceptance rate/cohort size: <5% acceptance; about 150 new and returning fellows per summer
Dates: 8–12 consecutive weeks, generally starting May or June; exact dates set by partner company
Application Deadline: Rolling basis, September through April
Eligibility: High school seniors or undergraduates graduating Spring or later; accepted to, transferring to, or enrolled in a four-year accredited U.S. college or university; minimum 3.0 cumulative GPA; interest in media, entertainment, technology, or business careers; at least 18 before internship begins
You work a full-time, paid summer internship at an EBF partner company in one of three tracks (Business, Content, or Innovation), where the Business track covers sales, public relations, marketing, and human resources. The program runs over several years, so you can come back as a paid summer intern each year until you graduate from college. Business and finance placements at partners such as Bloomberg, Comcast, and Nielsen can help you build workplace and communication skills and learn how media and technology companies run as businesses.
Who is it best for: Students who want repeated, paid summer experience on the business side of media and technology companies and are open to roles in sales, marketing, or communications rather than traditional finance.
8. Massachusetts State Treasury Summer Internship Program
Location: Boston, MA (hybrid or in-person)
Stipend: $20/hour
Acceptance rate/cohort size: Highly competitive; cohort size not stated
Dates: June 1 – August 7
Application Deadline: December 29
Eligibility: Current high school, undergraduate, or graduate students enrolled in a Massachusetts school, or Massachusetts residents; family members of current Treasury employees ineligible
You join one Treasury department for 10 weeks, such as the Small Business Initiative, the Office of Economic Empowerment, or the Policy and Legislation team. The work includes research, data analysis, updating partner databases, tracking bills, and drafting memos. High school interns earn $20 an hour, and the Small Business Initiative role offers public administration, policy, and finance experience, along with mentoring and lunch-and-learn sessions.
Who is it best for: Students who want paid, hands-on experience of how a state treasury supports small businesses, economic programs, and public finance policy.
If you live outside Boston or don’t want to commute every day, consider Ladder Internships, which pair you with startups to work on real projects in a fully virtual format.
9. Action for Boston Community Development – SummerWorks
Location: Community worksites across Boston, Massachusetts
Stipend: $15 per hour (ages 14–18); $20 per hour (ages 19–24)
Acceptance rate/cohort size: Non-competitive (lottery for limited openings); large cohorts
Dates: July 6 – August 28; rolling start dates, six weeks of work per participant
Application Deadline: No deadline; students to apply as early as possible because positions are limited and allocated through a lottery
Eligibility: Boston residents; ages 14–24 as of July 3; some positions require income eligibility; Social Security card, proof of age, school record, and recent residency proof required; signed CORI release form; males 18+ registered for Selective Service
You work a paid six-week summer job at a Boston community worksite that gives back to the neighborhood, with mentoring and career guidance along the way. Your training covers financial education, along with collaboration, leadership, workplace etiquette, and resume writing. No finance-specific placements are listed, but earning a paycheck while you learn financial basics can help you build money-management and job-readiness skills.
Who is it best for: Students who want a paid first job serving their local community while building financial basics and everyday workplace skills.
10. Focus Technology Solutions + Malden Catholic – Focus Technology Solutions / Chris Caprio Finance Internship
Location: Mostly remote; some in-office training in Boston, MA
Stipend: None
Acceptance rate/cohort size: Competitive; 1 intern
Dates: Summer; up to 15 hours per week for 4–6 weeks, depending on schedule; exact dates not published
Application Deadline: Not specified
Eligibility: Grades 9–11, through Malden Catholic's MC Summer Internship Program; preference to rising seniors; proven interest in finance; some in-office training in Boston required
You complete a finance internship at Focus Technology Solutions, an outsourced IT provider focused on managed services, cloud, cybersecurity, and AI, on a flexible, mostly remote schedule with some in-office training in Boston. You intern directly with the company's CFO, Chris Caprio, a Malden Catholic alumnus ('95) who brings 25+ years of experience in operational strategy, M&A, organic growth and expansion, and planning and forecasting. The placement can help you build early exposure to corporate finance in a technology services business, in line with the program's aim of exploring career paths and gaining professional experience.
Who is it best for: Students who want an early, CFO-guided look at corporate finance, strategy, and forecasting inside a technology services company.
11. John Hancock – John Hancock MLK Scholars Program
Location: Boston, MA
Stipend: Paid through host employer, amount not disclosed
Acceptance rate/cohort size: Selective; typically large cohorts
Dates: July–August; 25 hours per week
Application Deadline: Employer-specific applications through futureBOS
Eligibility: Preferred target age 16–18; full-time City of Boston resident; demonstrated leadership potential or capacity in the community
You work 25 hours a week during July and August at John Hancock's Boston corporate office or at one of its partner community nonprofits, depending on the host organization. Alongside the job, you complete digital financial literacy modules on personal finance topics such as savings, paying for higher education, identity protection, and taxes. Past cycles also included networking events with financial services companies.
Who is it best for: Students who want a paid summer job in their community while building personal finance knowledge and seeing how corporate or nonprofit workplaces operate.
12. Fidelity’s Career Discovery Programs — Boundless High School Opportunities
Location: Boston, MA; Merrimack, NH; Westlake, TX; Durham, NC
Stipend: Internship: $18–$21 per hour
Acceptance rate/cohort size: Highly selective; ~100 students
Dates:5 weeks in Summer
Application Deadline: Early March or on a rolling basis until spots are filled
Eligibility: Female high school students; upperclassmen; applications welcomed from community partnerships and eligible Boundless network students
Fidelity's Boundless program lets female high school students attend a one-day career summit with financial literacy sessions, innovation stations showing Fidelity's business divisions, and a team startup pitch challenge, or shadow Fidelity associates at its Boston offices. The five-week high school internship in Boston or Merrimack is for students interested in financial services, and you assist with projects under mentor guidance.
Who is it best for: Students who want an early, practical look at careers in financial services and investing at a major firm, from a one-day summit to a multi-week office internship.
13. Mayor’s Summer Youth Employment Program (MSYEP)
Location: Cambridge, MA, and surrounding communities
Stipend: $15 per hour; 20 hours weekly for six weeks
Acceptance rate/cohort size: Non-competitive; large cohorts
Dates: July 6 – August 14
Application Deadline: May 8
Eligibility: Cambridge residents; 14 years old as of July 6 through the summer after graduating high school; authorized to work in the U.S.; no more than 5 missed program days; priority for students from low-income families
You work 20 hours a week for six weeks in a paid public-sector or nonprofit job in or near Cambridge, choosing among areas such as office/library work, STEM, media, arts, and working with children or older adults. Alongside your job, you can attend financial literacy and job-readiness trainings, college tours, and program-sponsored field trips and events. Earning a City paycheck while you build workplace habits can help you develop practical money-management and professional skills, though no dedicated finance placements are listed.
Who is it best for: Students who want a first paid job and an introduction to the workplace, plus financial literacy training to start managing their own earnings.
14. Cambridge Youth Programs – Money Talks (Financial Literacy) Teen Internship
Location: Cambridge, Massachusetts (CYP Youth Centers)
Stipend: $15 per hour
Acceptance rate/cohort size: Selective; cohort size not stated
Dates: Spring: late February start, 12 weeks; CYP internships also run in fall and summer
Application Deadline: Brief online registration form; no closing date published
Eligibility: Cambridge residents; ages 14–19
In Money Talks, you take part in a paid Cambridge Youth Programs internship focused on financial literacy, held at the city's Youth Centers after school. You are paid $15 per hour across a 12-week internship. The financial-literacy focus can help you build practical money-management knowledge, and CYP designs all its internships to build leadership, creativity, and connection.
Who is it best for: Students who want a paid, community-based introduction to financial literacy and managing money in an afterschool setting.
15. The Education Cooperative’s (TEC) Internship Certificate Program
Location: Boston MetroWest area, Massachusetts; employer sites vary
Cost/Stipend: $850 (TEC member-district students) or $950 (non-member-district and college students) / No stipend
Acceptance rate/cohort size: Selective; ~41 interns
Dates: Summer: 4 or more consecutive weeks; school year: after-school internships with student-chosen start dates
Application Deadline: Summer: April 6; school year: rolling, at least eight weeks before desired start
Eligibility: Completed at least two years of high school, or current college student; interview assessing maturity, responsibility, and interest; six journal assignments required for the certificate
You spend at least 60 hours with a local employer matched to your career interests, which can include finance and other business fields, work under a professional mentor, and complete six journal assignments. An assigned Internship Coordinator gives you one-on-one career counseling, including resume and interview coaching, before placing you with an employer from TEC's network of local businesses, organizations, and public sector employers. Tasks depend on the host and may include shadowing, attending meetings, or independent projects.
Who is it best for: Students who want a mentored, individually matched placement with a local employer to test whether a finance or business career fits their interests.
Can a finance internship help with your college applications?
Working with real financial data, tax preparation training, or business projects gives you specific experiences to describe, not just a general interest in money. Reflecting on what those responsibilities taught you can show colleges how your curiosity about economics, accounting, or business has grown through practice. You can also connect what you saw at work to the courses or majors you hope to pursue.
How do you apply for a finance internship?
Read each program's official instructions carefully, since eligibility, deadlines, and required documents vary from one option to the next. Prepare a few concrete examples of your interest in finance, such as an economics class, a budgeting project, an investing club, or a job where you handled money. Leave extra time for interviews, work permits, or any paperwork the program requests.
Frequently Asked Questions (FAQs)
1. Will I be doing actual finance work, or more general job tasks?
You can find both, depending on the experience you want. Several options center on finance-related work, such as accounting and tax exposure, public finance research, financial services projects, or corporate finance guidance from a company CFO. Several others pair a paid city or community job with financial literacy training, which is a great way to start managing your own earnings.
2. Do I need finance experience before I can join one of these internships?
None of the entries list prior finance experience as a requirement, so that you can start without a finance background. One placement looks for a proven interest in finance, and another expects Microsoft Office skills, while several of the city and community jobs are designed as a first paid job.
3. How much time will one of these internships take each week?
Weekly commitments range from a few after-school hours to full-time summer schedules, and programs last anywhere from four weeks to several years. A few summer jobs ask for around 20 to 25 hours a week, while some school-year options are built around your classes. If you want a set timeline you can manage from home, Ladder Internships offers 8-week remote startup internships where you work on a real project with a manager.
4. Can I join if I'm only 14 or just starting high school?
Yes, several of the city and community youth jobs accept students as young as 14. A handful of the corporate and multi-year programs are open only to juniors, seniors, or students who have finished at least two years of high school, so younger students can plan for those.