15 Bank Internships for High School Students

If you’re curious about how money moves, how businesses manage their finances, or what it takes to run a bank, doing an internship in banking is a good idea. These programs let high school students work with finance professionals, learning about customer relations, credit analysis, accounting, and even community outreach. You will get exposure to financial systems, customer service, and business operations while developing professional skills like communication, teamwork, and problem-solving.

Whether you’re assisting with daily operations or joining mentorship and leadership programs, these internships offer insight into careers in banking, economics, and business management. You’ll gain a clearer understanding of career paths in these fields, which enhances your employability and confidence when applying for future internships. To help you get started, here’s a list of 15 bank internships designed for high school students.

15 Bank Internships for High School Students

1. J.P. Morgan Smart Start Program

Location: New York City, NY
Cost/Stipend: No cost / Paid internship with a full college scholarship
Acceptance rate/cohort size: Highly selective; 10 annual scholarships
Dates: Four years (throughout college)
Application Deadline: January (based on previous years)
Eligibility: High-achieving graduating seniors in New York City | Accepted to one of the participating NYC colleges | Minimum GPA of around 90 | U.S. citizen with legal work authorization

The J.P. Morgan Smart Start Program combines a paid internship with a four-year college scholarship, allowing you to work part-time during the school year and full-time in the summer. You will rotate through departments such as commercial banking, risk management, and operations, gaining broad exposure to the financial services industry. Mentorship is a core part of the program, helping you develop long-term professional skills and networks. With over 300 alumni continuing at J.P. Morgan, this program has a proven track record of launching successful finance careers. It’s an excellent option for driven students seeking sustained experience in corporate finance.

2. Bank of America Student Leaders Program

Location: Multiple cities across the U.S.
Cost/Stipend: No cost / Paid internship, including travel expenses for the summit
Acceptance rate/cohort size: Highly selective; around 300 students nationwide
Dates: Eight weeks (June – August); Student Leaders Summit: July 21 – 26
Application Deadline: January 15
Eligibility: High school juniors and seniors legally authorized to work in the U.S. | Reside in an eligible location and be in good academic standing | First-time applicant

The Bank of America Student Leaders Program helps students gain leadership and financial experience while supporting local communities. You work with nonprofit organizations on projects that involve budgeting, communication, and strategic planning. A key highlight is the Student Leadership Summit in Washington, D.C., where you connect with peers and finance professionals. You’ll also attend workshops, career talks, and discussions about civic engagement and financial literacy. This internship blends community impact with real workplace exposure, building valuable leadership and collaboration skills. It’s a nationally recognized pre-college program for students interested in business and public service.

3. Chicago Summer Business Institute (CSBI)

Location: Chicago, IL
Cost/Stipend: No cost / Stipend paid (exact amount varies)
Acceptance rate/cohort size: Highly selective; around 125 students annually
Dates: Six weeks (June – August)
Application Deadline: March 31
Eligibility: Chicago high school sophomores or juniors with a GPA of “B” or 3.0+ and family income below $80,000

CSBI offers a paid six-week internship that introduces students to careers in business, finance, and accounting. You are placed in partner organizations such as investment firms, city finance departments, and consulting companies. You’ll attend workshops, networking sessions, and seminars focused on workplace readiness and financial literacy. Each participant receives mentorship and feedback from professionals to strengthen communication and problem-solving abilities. The program is designed to help students from underrepresented backgrounds access professional opportunities in the financial sector. It’s a strong foundation for anyone interested in studying economics or business management later. 

4. J.P. Morgan – High School Internship Program

Location: Major U.S. cities where JPMorgan Chase operates, including New York City, Chicago, and other financial hubs
Stipend: Paid, varies based on location and program
Acceptance rate/cohort size: Highly competitive; 10 – 50 students per program
Dates: 6 to 10 weeks during the summer (May – August)
Application Deadline: March
Eligibility: High school juniors and seniors with a minimum GPA of 3.0 | At least 16 or 18 years old, depending on the program

The J.P. Morgan High School Internship Program is a competitive summer internship designed to provide high school students with hands-on exposure to the financial services industry. This selective internship places students inside one of the world’s leading financial institutions, where you will assist with market research, client reporting, and financial modelling projects while observing how large-scale investment deals come together. Workshops and networking events give you a direct view of the finance ecosystem. Each intern is paired with mentors who provide feedback and insight into potential career paths. By the end, you’ll understand how analytical, communication, and business skills intersect in investment banking.

5. KPMG U.S. Empower High School Experience

Location: New York City, NY
Cost/Stipend: No cost / Stipend paid between $20 – $25 per hour
Acceptance rate/cohort size: Competitive; about 18 – 20 interns per city
Dates: Three weeks in July
Application Deadline: Typically early spring
Eligibility: Rising high school juniors or seniors within commuting distance of a KPMG office

The Empower High School Experience introduces students to accounting, auditing, and advisory services at KPMG, one of the world’s largest professional firms. The three-week program includes workshops on financial principles, client management, and consulting practices. You’ll collaborate with mentors to solve case studies and learn how accountants evaluate data and support business decisions. Networking sessions and career talks provide insight into the professional services industry. The internship also focuses on leadership, teamwork, and ethical problem-solving. It’s a rare chance to experience the culture of a global firm before college.

6. Fidelity Investments Asset Management High School Summer Internship

Location: Boston, MA
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Selective; typically small cohorts
Dates: Five weeks (July – August)
Application Deadline: Typically early March
Eligibility: All high school students

This program gives high school students direct exposure to asset management and investment analysis. Over five weeks, you explore topics like portfolio management, risk assessment, and financial modeling. You’ll work with Fidelity professionals on projects that simulate real investment decisions and client interactions. The internship includes mentorship and feedback sessions that help students understand market dynamics and economic trends. You also attend career talks about finance and investment strategy, making it a strong introduction to capital markets and financial planning for aspiring finance students.

7. Today’s Interns, Tomorrow’s Professionals Internship Program (TIP) 

Location: Federal Reserve Bank of Boston, MA
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Highly selective; cohort size not specified
Dates: 8 – 10 weeks between July – August
Application Deadline: Typically, March
Eligibility: Boston public high school students who have completed their sophomore year

The TIP program provides underrepresented students with an opportunity to gain early experience in accounting and finance within a professional setting. You attend workshops on auditing, financial reporting, and business communication while assisting in daily banking operations. The internship matches you with a mentor from the Federal Reserve who guides you for technical and career growth. It also has workshops on auditing procedures, financial statement analysis, bookkeeping, and tax fundamentals. The program emphasizes teamwork, networking, and community involvement alongside skill-building sessions. Selected students may be invited to extend their internship throughout the academic year.

8. KP Launch High School Internship at Kaiser Permanente

Location: Kaiser Permanente offices across the U.S.
Stipend: $24 per hour
Acceptance rate/cohort size: Highly selective; 40 – 50 students
Dates: June 15 – July 31
Application Deadline: January 9
Eligibility: High school students aged 16–19 by June 1 | Permanent resident of Northern California Kaiser Permanente designated service area | Legally allowed to work in the U.S.

Kaiser Permanente’s KP Launch Internship offers professional experience across business and finance departments in a healthcare setting. You participate in job shadowing, workshops, and structured projects in accounting, corporate finance, and actuarial analysis. You’ll work on projects such as conducting financial audits, preparing tax returns, and building financial models, while learning from business leaders. The program emphasizes mentorship, communication, and teamwork, helping you understand how finance supports large organizations. The internship is ideal if you want to combine financial interest with healthcare operations, since it provides both technical and personal growth through guided, hands-on learning.

9. CLA High School Internship Program

Location: Various offices across the U.S. See all locations here.
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Competitive; 60 – 70 students
Dates: Eight weeks (mid-June – August)
Application Deadline: January
Eligibility: High school students aged 16–18 | Authorized to work in the U.S. without the need for an employment-based visa

The CLA High School Internship introduces students to the fundamentals of accounting and business advisory services. You rotate through departments like auditing, tax, and consulting to understand how professionals support clients. You’ll collaborate on projects, prepare financial statements, and strengthen your analytical and communication skills. The program also includes mentorship sessions to guide future education and career planning. By the end, participants gain familiarity with professional software and real client work. The internship is a great fit for students curious about accounting or financial consulting.

10. Wells Fargo High School Internship Program

Location: Multiple locations throughout the U.S.
Stipend: Paid, varies by internship
Acceptance rate/cohort size: Competitive; cohort size not specified
Dates: Year-round
Application Deadline: Varies by program and location
Eligibility: High school senior girls pursuing business or STEM fields

The Wells Fargo High School Internship Program provides enrolled high school juniors or seniors the opportunity to gain real-world work experience in a professional banking environment while attending school. The program blends daily project work with learning sessions on financial services and risk management. You’ll shadow employees, attend professional-skills workshops, and receive feedback from your assigned mentor. Each intern contributes to an end-of-program presentation, applying lessons learned throughout the summer. This internship focuses on developing both technical and professional confidence in a large-bank environment.

11. U.S. Bank Student Early Careers Summer Internships

Location: Various locations across the United States, including major office hubs
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Highly competitive; cohort size varies by year and program
Dates: 10 weeks during summer, typically early June through mid-August
Application Deadline: Typically late September to early October
Eligibility: High school juniors or seniors approaching their final year and having U.S. work authorization

The U.S. Bank Student Careers Summer Program is a 10-week paid internship designed for high school juniors and seniors to gain early exposure to banking and finance careers. During the program, you engage in meaningful, hands-on projects across different banking functions, allowing you to explore various career paths within the company. Key topics covered include banking operations, financial services, technology, risk management, and customer service. Students participate in activities such as contributing to business projects, networking with senior leaders, attending professional development workshops, and participating in community volunteer engagements. Through this internship, students develop essential skills like teamwork, communication, problem-solving, and industry-specific knowledge.​

12. Morgan Stanley – JumpStart High School Program

Location: Virtual
Cost/Stipend: No cost / Stipend paid, amount not specified
Acceptance rate/cohort size: Highly selective; typically more than 160 students
Dates: October – March
Application Deadline: Typically mid to late September
Eligibility: High school juniors

The Morgan Stanley Step In, Step Up program is typically an insight program designed to introduce high school students to the world of investment banking and other careers in financial services. You join live workshops, networking calls, and virtual team projects covering investment research, equity analysis, and client communication. You’ll collaborate with peers while receiving guidance from experienced professionals across departments. The program balances technical skill-building with career exploration through weekly mentorship sessions. It’s designed for motivated students seeking a structured yet flexible way to experience finance from anywhere.

13. Capital One Branch High School Intern

Location: Capital One in-school bank branches at select high schools, examples include Theodore Roosevelt Campus – Bronx, NY; West Side High School – Newark, NJ; Thurgood Marshall Academy – Harlem, NY; Parkdale High School – Prince George’s County, MD
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Selective; small cohorts per location
Dates: Summer (3 days a week, 3.5 hours per day)
Application Deadline: Not specified; students typically apply through their high school's partnership with Capital One or during a school-based selection process
Eligibility: High school student at a participating high school 

The Capital One Branch High School Intern program, also called the Student Bankers program, offers students the chance to work in student-run bank branches located within select high schools. You receive formal teller training at a Capital One training center and gain hands-on experience working as a teller serving their school community. The program covers financial education workshops, focusing on money management, life skills, and college preparation, including a week-long college development course. Key activities include teller training, customer service in the branch, financial literacy education, and mentoring with banking professionals. Unique to this program is the opportunity for high school students to operate real in-school bank branches, providing an authentic banking work experience. 

14. BMO Harris Bank – High School Finance Internship

Location: Chicago, IL or Milwaukee, WI
Stipend: Paid, amount not specified
Acceptance rate/cohort size: Highly selective; fewer than 15 students per location
Dates: 6- to 10-week program running from June to August
Application Deadline: Typically, March
Eligibility: Rising high school seniors

The BMO High School Finance Program is designed to give students early exposure to careers in banking and financial services. It introduces students to banking operations, credit analysis, and community lending. You’ll collaborate with finance teams, participate in professional development sessions, and learn how banks serve local businesses. Daily tasks may include financial data entry, report preparation, and client-service projects. You also attend speaker sessions with BMO executives and recent college hires to understand realistic career paths. The program helps students see how financial institutions connect business goals with community growth.

15. Goldman Sachs High School Summer Internship

Location: Various locations, primarily major cities where Goldman Sachs has offices, including California; some programs are virtual
Cost/Stipend: Paid, amount not specified
Acceptance rate/cohort size: Highly competitive; 50 – 100 interns
Dates: 5-8 weeks during the summer (Dates vary by year)
Application Deadline: Usually in early winter or late fall
Eligibility: High school juniors and seniors (rising juniors and seniors are often eligible)

The Goldman Sachs High School Summer Internship offers an engaging opportunity for high school juniors and seniors to delve into the fundamentals of finance and business. You study key areas including wealth management, investment banking, financial planning, and risk assessment. Throughout the program, you take part in activities such as building financial models, attending interactive workshops, joining professional networking events, and competing in case study challenges. You develop critical skills like analytical thinking, collaboration, and clear communication, while gaining a broad understanding of financial markets and industry practices through practical exposure and guidance from experienced professionals. This comprehensive experience helps prepare you for future academic and career success in finance.

Looking for an immersive internship experience?

Check out Ladder Internships!

Ladder Internships is a selective, virtual internship program where students work with startups and nonprofits from around the world! The startups range across a variety of industries. As part of their internship, each student will work on a real-world project that is of genuine need to the startup they are working with, and present their work at the end of their internship. Apply now!

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Dhruva Bhat

Dhruva Bhat is one of the co-founders of Ladder, and a Harvard College graduate. Dhruva founded Ladder Internships as a DPhil candidate and Rhodes Scholar at Oxford University, with a vision to bridge the gap between ambitious students and real-world startup experiences.

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