15 Actuary Internships for High School Students

Are you in high school and love mathematics and statistics? The actuarial sciences may be right up your alley. Actuarial science is the field that applies mathematics, statistics, and financial theory to assess risk and uncertainty, especially in industries like insurance, pensions, investments, and healthcare.

Actuary internships could be a great way for you to figure out, as early as in high school, whether this is something you have a knack for and like.  Internships, in general, are great ways to build real-world skills and strengthen college applications. Whether you're looking to enhance your resume, improve your employability prospects, or explore what a potential actuarial science career might feel like on a day-to-day basis, an internship can be an excellent place to start. 

Actuary internships for high school students allow you to test out the field before deciding on making it a college major. These early opportunities can be extremely valuable, as you'll gain insight into how statistics, data modeling, and risk analysis are applied in industries such as insurance, finance, and consulting.

We've compiled this list of 15 actuarial internships for high school students. Some of them will also allow you to sharpen your analytical skills, build familiarity with data tools, and collaborate with peers on complex problems, key assets for anyone considering an actuarial career.

Disclaimer: Some programs below are not traditional internships, but rather academic programs. They have been included for the practical experiences they offer.

1. STEM Stars Actuarial Scholars Program – The Actuarial Foundation

Location: Virtual; nationwide support and opportunities
Cost/Stipend: None | $20,000 scholarship ($5,000/year for 4 years) plus access to mentorship and internships
Acceptance Rate/Cohort Size: Selective
Dates: Begins senior year of high school and continues through college
Application Deadline: Typically closes in early spring
Eligibility: High school seniors | Must plan to major in actuarial science, math, or a related field, with the intention of becoming an actuary | Minimum overall GPA of 3.0 (on a 4.0 scale) | Minimum SAT Math score of 600 or ACT Math score of 25 | Demonstrated acumen in math, through advanced classes or state tests, or a “B” average in other subjects | U.S. citizen or permanent resident 

The STEM Stars Actuarial Scholars Program offers a comprehensive scholarship and mentorship experience for high school seniors interested in pursuing a career in actuarial science. As a STEM Star, you’ll receive a $20,000 college scholarship and gain access to mentorship, networking, internships, and job shadowing throughout college. The program aims to diversify the actuarial field by supporting students from historically underrepresented communities. You will attend a summer orientation, work closely with professional actuaries, and receive support throughout your college coursework and actuarial exam preparation. If you’re a student who enjoys math and business, this program helps turn that passion into a career.

2. Ladder Internships

Location: Remote
Cost/Stipend: Varies depending on program type; financial aid available | None
Acceptance Rate/Cohort Size: Around 10% | 70-100 students 
Dates: Multiple cohorts throughout the year; Fall cohort: September 14
Application Deadline: Varies by cohort; Fall cohort: August 24
Eligibility: Open to high school students, undergraduates, and gap year students able to work 10–20 hours/week for 8–12 weeks

Ladder Internships is a highly competitive remote program where you’ll contribute to real-world business and tech projects at fast-growing startups. These companies often operate in fields such as AI/ML, healthcare technology, consulting, and marketing, and many are led by Y Combinator alumni or former founders of Google or Microsoft. You’ll receive dual mentorship from a startup supervisor and a dedicated Ladder Coach and participate in skill-building workshops on communication, time management, and leadership. The program concludes with a capstone presentation to your startup team, providing you with experience in both independent work and collaborative delivery.

3. Milliman High School Actuarial Internship

Location: Milliman Hartford, CT (Windsor) office. Interns must work in-person at least two days per week
Cost/Stipend: None | $20–$22 per hour
Acceptance Rate/Cohort Size: Selective | Not specified
Dates: 4 continuous weeks during the summer months
Application Deadline: Typically opens in March-April, varies every year
Eligibility: Must have completed junior or senior year of high school by internship start | Must be 18 years old at the start date

The Milliman High School Actuarial Internship is a four-week, paid summer program where students dive into the world of actuarial science by working alongside professionals at one of the leading global actuarial firms. You will be exposed to real projects involving statistics, financial modeling, risk analysis, and insurance mathematics, gaining firsthand experience of how actuaries solve complex business challenges. Activities include hands-on Excel work, working with actuarial data sets, attending team meetings, and participating in guided job shadowing or mentorship sessions with actuaries. You will sharpen quantitative and analytical thinking, develop problem-solving strategies, and boost communication skills while learning to manage deadlines in a professional environment.

4. Principal Financial Group Actuarial Internship (via STEM Stars)

Location: Primarily based in Des Moines, Iowa. Some roles may allow hybrid or remote work, but most actuarial internships are Des Moines-based
Cost/Stipend: None | Paid, amount unspecified; A lump-sum stipend benefit is also provided for all interns to assist with incidental expenses they may incur as part of their internship experience
Acceptance Rate/Cohort Size: Competitive | <5 interns
Dates: 10–12 weeks during the summer (mid-to-late May through early August)
Application Deadline: Open late mid to late August; no deadline specified
Eligibility: Must be a high school senior applying for the STEM Stars Actuarial Scholars Program | U.S. citizenship or work eligibility | Must intend to pursue an actuarial or related field in college

The Principal Financial Group Actuarial Internship for high school students, accessed through the STEM Stars program, introduces young scholars to the world of actuarial science.  In this internship, each intern is paired with an experienced actuarial mentor, providing guidance on both technical skills and professional development. You will learn core concepts like probability, financial mathematics, insurance modeling, and data analysis as you work alongside professional actuaries. You will participate in real-world projects such as risk assessment exercises, software modeling tasks, teamwork-based “case competitions,” and job shadowing days within the company. Through hands-on exposure, students build skills in Excel, data interpretation, communication, and critical problem-solving. 

5. Lebanon Valley College Summer Scholars: Actuarial Science Camp

Location: Lebanon Valley College, Annville, Pennsylvania
Cost/Stipend: $950 | None
Acceptance Rate/Cohort Size: Selective | Not specified
Dates: Session 1: June 22–27 | Session 2: July 6–11
Application Deadline: Rolling until full
Eligibility: Rising high school seniors

The Lebanon Valley College Summer Scholars: Actuarial Science Camp is a week-long residential experience designed to introduce high school students to the world of actuarial science. Throughout the camp, you will explore key topics such as probability, statistics, financial mathematics, and risk analysis using hands-on workshops and real-world applications. You will work together to solve challenging math problems, use Excel for actuarial modeling, engage in group presentations, and interact with professional actuaries from major insurance companies. Unique features include campus living, group activities that encourage teamwork, and personalized sessions on the college admissions process tailored for aspiring math majors.

6. Illinois State University - Redbird Risk Management Challenge

Location: Illinois State University, Katie School of Insurance and Risk Management, Normal, Illinois
Cost/Stipend: None | None
Acceptance Rate/Cohort Size: Selective | 25 students (as per last year)
Dates: July 13–18
Application Deadline: May 31
Eligibility: Students entering their senior year in high school | At least a 3.2 GPA (on a 4.0 scale)

The Illinois State University - Redbird Risk Management Challenge is a week-long, all-expenses-paid summer program designed for high school seniors interested in business, math, and risk management. You will dive into real-world business topics like insurance, risk assessment, financial decision-making, and business ethics, gaining practical knowledge through engaging workshops and projects. You will work in teams to run simulated insurance companies, craft Shark Tank-style business pitches, and participate in business case competitions, all while living on a vibrant college campus. The program involves hands-on learning with university faculty and industry professionals, collaborative problem-solving, and fun social activities such as bowling and adventure courses. You will develop critical skills like teamwork, public speaking, analytical thinking, and leadership.

7. Connecticut Insurance + Financial Services - Actuarial Boot Camp

Location: Nassau Financial Group, 1 American Row, Hartford, CT
Cost/Stipend: $250; financial aid is available | None
Acceptance Rate/Cohort Size: Lottery system selection | Not specified 
Dates: July 21–25
Application Deadline: May 23
Eligibility: High school senior in Fall | U.S. Citizen or Permanent Resident | Currently taking or have already taken, Honors Calculus (including Integration), Calculus AB, or Calculus BC

The IFS Actuarial Boot Camp is an intensive, week-long summer experience designed to introduce high school seniors to the world of actuarial science. It covers topics such as insurance principles, probability, risk management, and financial mathematics, all taught by real actuaries and industry experts. You will engage in hands-on activities like group problem-solving, case competitions, networking with professionals, and preparing for the first actuarial exam in probability. You will also be part of sessions with speakers from companies like The Hartford, Aetna, Cigna, Nassau Financial Group, Travelers, UnitedHealthcare, and Voya Financial. By the end, you will develop vital quantitative, analytical and teamwork skills.

8. University of Houston - Actuarial Science Winter Camp- Exam (P) Boot Camp

Location: Virtual
Cost/Stipend: $450 | None
Acceptance Rate/Cohort Size: Open enrollment | Not specified
Dates: November 14–January 11
Application Deadline: December 11
Eligibility: All high school students

The University of Houston Virtual Actuarial Science Camp is an intensive, exam-focused program that prepares students for the Society of Actuaries Exam P, the foundational probability exam for aspiring actuaries. Over several weeks, you will explore calculus-based probability, distribution theory, expectation, and risk modeling. You will engage in interactive lectures, weekly problem-solving sessions, and real exam simulations designed to build both conceptual understanding and test-taking confidence. You will receive direct mentorship from a practicing actuary, opportunities for networking with professional guest speakers, and access to tailored study resources and feedback. Completing this camp signals genuine initiative, strong mathematical ability, and career-focused curiosity.

9. CAS Student Central Summer Program

Location: Virtual
Cost/Stipend: None | Prizes are awarded to case competition winners
Acceptance Rate/Cohort Size: Competitive | 8 students per mentor group
Dates: Mentor-led: June 9 – August 1 | Self-paced track: June 23 – August 1 | East Asia program: July 6 – August 9
Application Deadline: April 11
Eligibility: High school students interested in actuarial careers (especially those without formal actuarial programs or internships available)

The CAS Student Central Summer Program is a free, eight-week online experience that introduces high school students to the world of property and casualty actuarial science. You will learn topics such as insurance risk modeling, data analysis, pricing, and the fundamentals of actuarial career paths. You will get to work in teams on a real-world actuarial case competition, attend interactive webinars with industry professionals, and participate in both technical skill workshops (like Excel and R programming) and personal development sessions covering resumes, networking, and interview prep. By the end, you will have developed sharper analytical and problem-solving abilities, improved collaboration skills, and a clear understanding of what a career in actuarial science entails.

10. Society of Actuaries -  Ask an Actuary Virtual Presentations

Location: Virtual
Cost/Stipend: None | None
Dates: Year-round
Application Deadline: No formal deadline; schools or teachers coordinate with SOA to schedule sessions
Acceptance Rate/Cohort Size: Open enrollment | 10 or more
Eligibility: U.S.-based high school math students (esp. AP, honors, or STEM track)

The SOA “Ask an Actuary” Virtual Presentations are engaging, interactive online sessions where high school math students meet real actuaries and explore what the profession is all about. During the session, you will hear actuaries sharing personal career journeys, explaining how math and statistics are used in real-world business, and discussing the variety of industries (like insurance and finance) where actuaries play crucial roles. You can ask questions, work through basic probability puzzles, analyze sample real-life data scenarios, and participate in career-focused discussions. Participation boosts college applications by showing initiative and interest in applied mathematics.

11. Howard University Center for Insurance Education – Summer Actuarial Program

Location: Howard University, School of Business, Washington, DC
Cost/Stipend: None | None
Acceptance Rate/Cohort Size: Selective | Not specified
Dates: July 13-18 
Application Deadline: April 1
Eligibility: High school students entering their junior and senior year | Must have excellent grades | Must have strong recommendations from teachers or guidance counselors

The Howard University Center for Insurance Education Summer Actuarial Program is an immersive, week-long experience for high-achieving high school juniors and seniors who excel in math and are curious about actuarial science. You will explore topics such as probability, risk management, and statistics while learning how actuaries use math to solve real-world problems in insurance and finance. Throughout the week, you will tackle group projects, solve challenging case studies, and attend hands-on workshops led by university professors and industry professionals. You will develop valuable skills in analytical thinking, teamwork, and problem-solving, skills that are highly regarded by colleges and essential for STEM careers.

12. Bryant University Precollege Actuarial Science & Statistics Program

Location: Bryant University, Smithfield, Rhode Island 
Cost/Stipend: $600; needs-based full and partial tuition scholarships are available | None
Acceptance Rate/Cohort Size: Moderately selective | Not specified
Dates: August 11–15
Application Deadline: July 1 
Eligibility: Rising high school juniors and seniors

The Bryant University Precollege Actuarial Science & Statistics Program is a weeklong summer experience designed for high school students interested in mathematics, statistics, and the actuarial profession. You will explore topics such as probability, statistical analysis, financial mathematics, and how insurance and risk management work in the real world. You will take part in hands-on activities, like solving real business case studies, learning to use statistical software (such as Excel or R), engaging in group projects, and hearing directly from professional actuaries about their career paths. You will also interact with both university faculty and industry experts, giving students insider knowledge and networking opportunities. 

13. Bank of America Student Leaders Program

Location: Various U.S. cities
Cost/Stipend: None | Paid, vary by location; typically $15-$20 per hour
Acceptance Rate/Cohort Size: 5-8% | More than 300 students annually
Dates: 8 weeks in the summer
Application Deadline: January 15
Eligibility: Current high school students who are U.S. citizens or permanent residents; additional site-specific criteria may apply

The Bank of America Student Leaders Program places you in a nonprofit organization where you’ll gain firsthand experience with community-focused financial decision-making. During the 8-week program, you’ll work on real-world projects, including budgeting, program development, and grant analysis, which will help support underserved populations. Beyond the internship, you’ll also participate in a week-long leadership summit in Washington, D.C., where you’ll network with fellow students, engage with national policy leaders, and attend interactive workshops. This program is ideal if you’re interested in how finance intersects with social impact and civic engagement.

14. Pacific Northwest National Laboratory (PNNL) – Business Internship

Location: PNNL, Richmond, Washington
Cost/Stipend: None | Paid, amount unspecified
Acceptance Rate/Cohort Size: Selective | 5-6 students per year
Dates: Academic year (August – May)
Application Deadline: Rolling admissions
Eligibility: High school juniors and seniors | Must attend a partnering local high school (Tri-Cities, WA) and be able to attend in-person | U.S. work eligibility required

This school-year internship is a rare chance to explore how finance and operations support significant scientific research. At PNNL, you’ll work in departments such as finance, operations, or communications, assisting with real-world business tasks, including cost tracking, budget reporting, and drafting internal communications for lab divisions. Your schedule will typically involve classes in the morning and lab work in the afternoon. This structure enables you to gain hands-on experience while continuing your education. If you're interested in the financial side of government or STEM institutions, this internship offers exposure to how capital, data, and operations are managed in high-impact environments.

15. Venture Analyst Internship – 1435 Capital Management LLC

Location: Hybrid (Omaha, NE)
Cost/Stipend: None starts at $23/hour, plus paid holidays and vacation | None
Acceptance Rate/Cohort Size: Under 1%, exceptional competitive | 3-4 students
Dates: 10 weeks during Summer
Application Deadline: April 4
Eligibility: High school students ages 16–18 | Rising junior or senior (by next fall) | U.S.-based and authorized to work in the United States | Strong academic record and demonstrated interest in venture capital, finance, or entrepreneurship strongly preferred

The Venture Analyst Internship at 1435 Capital Management LLC offers high school students a hands-on introduction to the world of venture capital and early-stage investing. Over ten weeks, you will dive deep into topics like market research, startup evaluation, due diligence, and financial modeling. You will analyze real startups, prepare investment memos, participate in calls with founders, and support partners on live deals. You will gain practical skills in critical thinking, quantitative analysis, professional communication, and teamwork, all while building an understanding of entrepreneurship and the startup ecosystem. Completing this prestigious and highly selective internship enhances college applications.


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Dhruva Bhat

Dhruva Bhat is one of the co-founders of Ladder, and a Harvard College graduate. Dhruva founded Ladder Internships as a DPhil candidate and Rhodes Scholar at Oxford University, with a vision to bridge the gap between ambitious students and real-world startup experiences.

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